Our Services
Payment Business
Consultancy
Helping Banks, Fintechs & Institutions build scalable payment ecosystems backed by regulatory, operational, and technology advisory expertise.
Overview
Build Scalable Payment Ecosystems with Confidence
India's payment landscape is evolving rapidly — from UPI dominance to AePS-led financial inclusion and RBI's tightening PA/PG licensing norms. Navigating this requires deep regulatory knowledge and operational expertise.
Prism Business Consultants brings hands-on experience in building payment businesses for Banks, NBFCs, and Fintechs — from BC network design to securing RBI licenses — so you can scale with compliance at the core.
Banks & Co-operative Banks
NBFCs & MFIs
Fintech Startups
Business Correspondents
What We Cover
Payment Advisory Services
Business Correspondent (BC) Models
End-to-end advisory for setting up compliant BC networks — from partner onboarding, technology integration, to regulatory filings with RBI and NABARD.
AePS (Aadhaar Enabled Payment System)
Guidance on deploying AePS infrastructure for last-mile banking — biometric authentication, NPCI connectivity, and agent network management.
Merchant Payment Solutions
Advisory on building merchant acquiring networks, QR-based payments, POS deployment strategies, and MDR optimization for banks and fintechs.
UPI Infrastructure
Strategic consulting on UPI product development, PSP licensing, third-party application provider (TPAP) setup, and NPCI compliance frameworks.
PA/PG License Advisory
Comprehensive guidance for securing Payment Aggregator and Payment Gateway licenses from RBI — documentation, compliance frameworks, and application support.
Assisted Banking Distribution
Design and deployment of assisted banking channels including Digital Banking Outlets (DBOs), Micro ATMs, and white-label banking solutions.
How We Work
Our Engagement Process
Discovery & Assessment
We assess your current payment infrastructure, regulatory standing, and business objectives.
Strategy Design
Tailored roadmap covering technology, compliance, partnerships, and go-to-market approach.
Regulatory Alignment
Ensure all structures meet RBI, NPCI, and NABARD guidelines before implementation.
Implementation Support
Hands-on advisory during rollout — vendor selection, integration oversight, and team training.
Ready to Build Your Payment Business?
Talk to our payment advisory experts and get a tailored roadmap for your institution.
Get in TouchGet In Touch
Contact Us
Ready to transform your fintech business? Reach out to our expert consultants for tailored advisory on regulatory compliance, payment business setup, or IIBF certifications.
We Serve