Our Services
Fintech
Solutions
End-to-end advisory for Banks, NBFCs, and Fintechs on building compliant, scalable financial inclusion and digital payment businesses across India.
Overview
Navigating India's Fintech Landscape with Expertise
India's financial services sector is undergoing a rapid transformation — driven by UPI, AePS, co-lending, and the RBI's evolving regulatory framework. Staying ahead requires more than technology; it demands deep regulatory knowledge and operational expertise.
Prism Business Consultants brings hands-on experience across CBC/BF partnerships, digital payment deployments, financial inclusion networks, and regulatory compliance — helping institutions build scalable, compliant fintech businesses from the ground up.
Banks & Co-operative Banks
NBFCs & MFIs
Fintech Startups
Business Correspondents
What We Cover
Fintech Advisory Services
CBC / BF Partnerships
Advisory on establishing Corporate Business Correspondent (CBC) and Business Facilitator (BF) partnerships with Banks and NBFCs — covering agreements, compliance structures, and operational frameworks.
- Partnership structuring
- RBI compliance frameworks
- Agreement drafting support
- Operational setup
Digital Payments Solutions
End-to-end consulting on deploying digital payment products — from UPI-based merchant solutions to BBPS bill payment integrations and prepaid wallet ecosystems.
- UPI product advisory
- BBPS integration
- Prepaid wallet setup
- Payment product design
Aadhaar Enabled Payment System (AePS)
Guidance on deploying AePS infrastructure for last-mile banking — biometric authentication, NPCI connectivity, interoperability, and agent network management.
- NPCI connectivity
- Biometric device integration
- Agent onboarding frameworks
- Transaction reconciliation
Digital Banking Outlets (DBOs)
Strategic advisory for setting up RBI-compliant Digital Banking Outlets — technology selection, regulatory approvals, and operational rollout planning.
- RBI DBO guidelines
- Technology stack advisory
- Regulatory approvals
- Rollout planning
Micro ATM Integrations
Consulting on Micro ATM deployment for assisted banking — device certification, switch connectivity, interoperability with NPCI, and agent training.
- Device certification
- Switch connectivity
- NPCI interoperability
- Agent training programs
Regulatory Compliances
Comprehensive regulatory advisory covering RBI master directions, PMLA/KYC norms, data localisation requirements, and ongoing compliance monitoring for Fintechs and NBFCs.
- RBI master directions
- KYC / AML frameworks
- Data localisation
- Compliance monitoring
Co-Lending Business
Advisory on structuring co-lending arrangements between Banks and NBFCs — RBI co-lending model (CLM) compliance, technology integration, and portfolio management.
- CLM compliance
- Technology integration
- Portfolio management
- Agreement structuring
Financial Inclusion Solutions
Strategic consulting on building last-mile financial inclusion networks — Jan Dhan linkages, government scheme distribution, and rural banking outreach programs.
- Jan Dhan linkages
- DBT / government schemes
- Rural banking outreach
- Agent network design
Corporate DSA
Setting up Corporate Direct Selling Agent (DSA) structures for loan product distribution — agreements, compliance, technology platforms, and performance frameworks.
- DSA agreement structuring
- Compliance frameworks
- Technology platform advisory
- Performance management
Why Choose Prism?
- Experienced professionals with deep banking & fintech domain expertise
- Strong network with RBI-accredited institutions and NPCI-certified partners
- End-to-end advisory — from strategy to regulatory filing to operational launch
- Proven track record in Financial Inclusion, Payment Gateway & BC deployments
- Customised solutions tailored to your institution's scale and objectives
Our Reach
Trusted by Financial Institutions Across India
45+
Years of Domain Expertise
Pan-India
Advisory Reach
RBI
Regulatory Aligned
NPCI
Certified Partner Network
Common Questions
Frequently Asked Questions
Answers to the questions Banks, NBFCs, and Fintechs ask us most about fintech advisory in India.
Ready to Build Your Fintech Business?
Talk to our fintech advisory experts and get a tailored roadmap for your institution.
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Contact Us
Ready to transform your fintech business? Reach out to our expert consultants for tailored advisory on regulatory compliance, payment business setup, or IIBF certifications.
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